For over a century, we have been a trusted name in providing reliable ( Amica ) solutions for your needs. Our commitment to empathetic customer service sets us apart, ensuring you feel supported every step of the way.
We offer comprehensive plans for auto, home, and life, backed by financial strength and stability. Our goal is to provide peace of mind with tailored options that fit your unique lifestyle.
Accessing quotes is simple, whether online or by phone. We pride ourselves on delivering reliable coverage that you can count on, no matter what life brings.
Choosing the right provider is crucial. With a customer-centric philosophy and a proven history, we strive to be your partner in protection.
Key Takeaways
- Over a century of experience in providing trusted solutions.
- Committed to empathetic and compassionate customer service.
- Offers auto, home, and life insurance with financial stability.
- Easy access to quotes online or by phone.
- Focuses on reliable coverage tailored to your needs.
Our Legacy of Trust and Financial Strength
Since 1907, we’ve built a legacy of trust and reliability for our customers. Our journey reflects a commitment to excellence, ensuring every policy we offer is backed by decades of experience and stability.
Company History Milestones
Founded as the oldest mutual insurer, we’ve achieved significant milestones. In 1973, a strategic merger strengthened our position. By 1994, we moved our headquarters to Lincoln, RI, and in 2007, we celebrated our 100th anniversary. These transitions have reinforced our reputation as a trusted name.
Financial Ratings and Stability
Our financial strength is validated by an A+ (Superior) rating from AM Best. This rating underscores our ability to deliver reliable products and peace of mind to our customers. A century of excellence ensures that every service we provide is rooted in stability and trust.
amica property and casualty insurance company: Comprehensive Coverage Options
We’ve designed our coverage options to meet the diverse needs of every policyholder. Our plans are crafted to safeguard personal assets and provide peace of mind, ensuring you’re protected in every situation.
Our policies are tailored to address specific customer needs. Whether you’re looking for basic protection or advanced solutions, we offer flexibility to customize coverage for various risk scenarios. This ensures you only pay for what you truly need.
We integrate digital tools to make managing your policy simple and efficient. From swift online quote retrieval to easy policy management, our technology ensures a seamless experience for every customer.
“Our diverse product suite ensures every policyholder’s protection requirements are met, no matter the situation.”
With a focus on reliability and adaptability, we strive to provide solutions that adapt to your lifestyle. Our goal is to deliver peace of mind through comprehensive and customizable protection plans.
Tailored Auto Insurance for Peace of Mind
Driving with confidence starts with the right auto coverage. We understand that every driver has unique needs, which is why our plans are designed to adapt to your lifestyle. Whether you’re commuting daily or taking road trips, we’ve got you covered.
Customized Auto Coverage Options
Our auto plans are more than just protection—they’re tailored solutions. From basic liability to comprehensive coverage, we offer flexibility to match your driving habits. This ensures you only pay for what you truly need, giving you peace of mind on the road.
We also reward safe driving through programs like StreetSmart. This initiative helps you save on premiums while promoting responsible habits. It’s our way of supporting your journey every mile of the way.
StreetSmart by Amica Benefits
StreetSmart is designed to make driving safer and more affordable. By tracking your driving habits, this program can lead to significant savings on your policy. It’s a win-win for your wallet and your peace of mind.
Getting started is simple. Request a quote online or through our mobile app, and manage your policy with ease. We’re here to ensure your vehicle is protected, so you can focus on enjoying the ride.
Customized Home Insurance Solutions
Your home is more than just a place—it’s your sanctuary, and we’re here to protect it. Our customized solutions ensure your residence is safeguarded against unexpected events, giving you peace of mind every day.
We understand that every home is unique. That’s why our plans are designed to adapt to your specific needs, ensuring comprehensive protection for your dwelling, personal belongings, and more.
Dwelling and Structure Protection
Your home’s structure is the foundation of your safety. Our coverage includes protection for your dwelling and attached structures, such as garages or decks. Whether it’s damage from storms, fire, or other risks, we’ve got you covered.
With flexible options, you can tailor your plan to fit your budget and lifestyle. This ensures you’re only paying for the protection you truly need.
Personal Property and Liability Coverage
Your belongings matter, and so does your financial security. Our plans extend to personal property, covering items like furniture, electronics, and clothing. Additionally, liability coverage protects you against unforeseen risks, such as accidents on your property.
We make it easy to customize your policy, so you can focus on what matters most—living your life with peace of mind.
Ready to start quoting? Our online process is simple and efficient. Get a tailored quote today and experience the reliability of our customized home insurance solutions.
Life Insurance for a Secured Future
Planning for the future starts with securing your loved ones’ financial well-being. Life insurance is more than a policy—it’s a promise to protect what matters most. We offer personalized solutions designed to provide peace of mind and long-term stability for your family.
Protecting Loved Ones with Our Policies
Our life insurance plans are crafted to safeguard your family’s future. Whether it’s covering final expenses, replacing lost income, or funding education, we ensure your loved ones are supported. With flexible options, you can tailor a plan that fits your unique needs.
Flexible Life Insurance Options
We understand that every family’s needs are different. That’s why we offer a range of options to customize your coverage. From term life to whole life policies, you can choose the plan that aligns with your goals and budget.
| Policy Type | Key Features | Benefits |
|---|---|---|
| Term Life | Affordable, fixed-term coverage | Ideal for temporary needs |
| Whole Life | Lifetime coverage with cash value | Long-term financial security |
| Universal Life | Flexible premiums and benefits | Adapts to changing needs |
When you’re ready to start, retrieving a quote is simple. Just enter your zip code online, and we’ll provide a personalized estimate tailored to your needs. Our empathetic approach ensures clarity and ease in choosing the right plan.
Life insurance is a powerful tool for protecting your family’s future. With our solutions, you can face tomorrow with confidence, knowing your loved ones are secure. Sure you’re ready to take the next step? Let’s build a plan that works for you.
Bundling Your Policies to Save More
Combining your coverage can unlock significant savings and convenience. By bundling your plans, you not only simplify your protection but also enjoy multi-line discounts that reduce your overall costs. It’s a smart way to protect what matters most while keeping your budget in check.
Enhancing Savings with Combined Coverage
When you bundle your policies, you can save up to 25% on your premiums. For example, combining auto and home coverage often leads to substantial discounts. This approach ensures you’re protected across multiple areas without paying extra. It’s a win-win for your wallet and your peace of mind.
Real-life examples show how policyholders save hundreds annually by bundling. Whether it’s protecting your car, home, or even additional assets, bundling makes it easier to manage your coverage while maximizing your savings.
Multi-line Discounts Explained
Multi-line discounts reward you for consolidating your coverage under one provider. Here’s how it works:
| Policy Type | Discount Range | Benefits |
|---|---|---|
| Auto + Home | 15%-25% | Simplified billing, single provider |
| Auto + Life | 10%-20% | Comprehensive protection |
| Home + Life | 10%-15% | Enhanced savings |
These discounts make it easier to explore product options and learn about the benefits of bundling. With one comprehensive quote, you can see exactly how much you’ll save.
“Bundling my auto and home policies saved me over $300 a year. It’s simple, convenient, and worth every penny.”
Ready to explore home coverage options? Start by requesting a bundled quote today. Our team is here to help you find the best coverage available area for your needs. Simplify your protection and save more with bundled policies.
Mutual Insurance Benefits and Our Commitment to You
At the core of our mission is a commitment to mutual benefits and empathetic service. As a mutual insurer, we place policyholders at the heart of everything we do. This approach ensures transparency, trust, and tailored solutions that meet your unique needs.
Empathy-Driven Customer Service
We believe in treating every customer with compassion and understanding. Our team is trained to listen, guide, and support you through every step of your journey. This empathetic approach is the foundation of our operations, ensuring you feel valued and cared for.
From handling claims to answering questions, we strive to make every interaction seamless and stress-free. Our goal is to provide peace of mind through exceptional service that goes beyond expectations.
The Value of a Mutual Policy
Mutual insurance offers unique advantages that align with our core values. Unlike traditional models, we prioritize policyholders over shareholders. This means every decision is made with your best interests in mind.
Policyholders enjoy benefits like tailored auto home insurance solutions, competitive rates, and personalized support. Our mutual structure also ensures transparency, allowing you to trust in the coverage we provide.
“Choosing a mutual insurer gave me confidence in my coverage. The personalized service and transparency made all the difference.”
Customer testimonials and Trustpilot reviews further reinforce our commitment to service. These real-life experiences highlight the trust and satisfaction our policyholders have in us.
Ready to experience the benefits of mutual insurance? Explore our home insurance and homeowner insurance options today. We’re here to protect what matters most to you.
Exploring Additional Insurance Products
We go beyond the basics to offer specialized coverage for every need. Whether you’re protecting a boat, safeguarding against excess liability, or addressing unique risks, our additional products ensure you’re fully covered. These solutions are designed to complement our core offerings, providing complete peace of mind for every aspect of your life.
Marine and Personal Excess Liability Solutions
For those who love the water, our marine coverage protects your boat, yacht, or personal watercraft. It includes protection for physical damage, liability, and even towing assistance. This ensures you can enjoy your time on the water worry-free.
Personal excess liability coverage adds an extra layer of protection. It safeguards your assets against claims that exceed your standard policy’s coverage limit. Whether it’s an accident or legal action, this coverage provides financial security when you need it most.
Specialized Coverage for Unique Needs
Every lifestyle is different, and so are the risks you face. Our specialized products address unique requirements, from protecting high-value items to covering rare liabilities. These plans are tailored to fit your specific needs, ensuring no detail is overlooked.
Retrieving a saved quote is simple. With just a few clicks, you can compare options and find the perfect plan. Our goal is to make the process seamless, so you can focus on what matters most—living your life with confidence.
| Product | Key Features | Benefits |
|---|---|---|
| Marine Coverage | Boat, yacht, and watercraft protection | Peace of mind on the water |
| Excess Liability | Additional asset protection | Financial security beyond standard limits |
| Specialized Plans | Tailored for unique risks | Comprehensive protection for every need |
“Adding marine and excess liability coverage gave me the confidence to enjoy my hobbies without worry. It’s a game-changer.”
These additional products are more than just policies—they’re tools for living life to the fullest. With flexible options and easy access to quotes, we’re here to ensure you’re protected in every way possible. Ready to explore? Retrieve your saved quote today and discover the perfect plan for your needs.
Technology and Tools for Seamless Policy Management
Managing your coverage has never been easier with our advanced digital tools. We’ve designed innovative solutions to simplify every step, from retrieving quotes to tracking claims. Our goal is to empower you with convenience and control, ensuring your protection journey is stress-free.
Mobile App Convenience
Our mobile app puts your policy management at your fingertips. With real-time access to your coverage details, you can review documents, make payments, and even file claims on the go. The app is designed for ease of use, ensuring you can get started quickly and efficiently.
Whether you’re at home or on the road, our app ensures your limitbroader protection personal needs are always within reach. It’s a powerful tool for staying connected to your coverage, no matter where life takes you.
Online Quote and Claim Tracking
Retrieving a personalized quote is simple with our online tools. Just enter your zip code to check product availability and receive a tailored estimate. Our platform is designed to provide clarity and speed, so you can get started with confidence.
Tracking claims is equally straightforward. Our online portal allows you to monitor the status of your claims in real time. You can also upload documents and communicate with our team, ensuring a seamless experience from start to finish.
“The mobile app and online tools made managing my policy so easy. I can track claims and update my coverage in minutes!”
With our digital solutions, we’re committed to making your protection journey as smooth as possible. Get started today and experience the convenience of our technology-driven approach.
Personalized Insurance Quotes Made Easy
Getting the right protection starts with a simple, personalized quote. We’ve designed our process to be fast, accurate, and tailored to your unique needs. Whether you’re looking for home coverage or other plans, our tools make it easy to find the perfect fit.
Quick Quote Retrieval by Zip Code
Our online system allows you to enter your zip code for a quick, personalized estimate. This ensures you’re seeing options that are relevant to your area. With just a few clicks, you can compare plans and quote choose best for your needs.
Here’s how it works:
- Enter your zip code to check home coverage availability.
- Provide basic details about your needs.
- Receive a tailored quote in minutes.
Simplified Quote Process
We’ve streamlined our process to save you time and effort. Our digital tools ensure accuracy, so you can trust the results. Whether you’re ready to start or just exploring, our system is designed to guide you every step of the way.
Here’s what makes our process stand out:
| Feature | Benefit |
|---|---|
| Quick Retrieval | Get a quote in minutes |
| Personalized Options | Tailored to your needs |
| User-Friendly Interface | Easy to navigate |
With our simplified process, you can focus on what matters most—finding the right protection for your lifestyle. If you’re ready to get started, enter your zip code today and see how easy it is to quote choose best for your needs.
Insurance Policies Backed by a Century of Excellence
Our century-long journey reflects a commitment to excellence and trust. We’ve built a reputation for delivering secure and reliable solutions that stand the test of time. With over 100 years of experience, we’ve earned the confidence of countless customers who rely on us for their protection needs.
A+ Ratings and Financial Security
Our financial strength is validated by an A+ (Superior) rating from AM Best. This rating underscores our ability to provide secure and reliable solutions. It’s a testament to our stability and commitment to safeguarding your future.
When you choose us, you’re partnering with a provider known for its financial resilience. This ensures that every saved quote and policy reflects our enduring excellence. Start quoting today and experience the peace of mind that comes with our trusted service.
Over 100 Years of Trusted Service
For more than a century, we’ve prioritized customer satisfaction and security. Our history is rooted in delivering high-value products that meet the evolving needs of our policyholders. This legacy of trust supports our current offerings and approach to service.
Our customer service representatives are here to guide you every step of the way. Whether you’re retrieving a saved quote or exploring new options, we’re committed to making the process seamless and stress-free.
- Exceptional financial strength backed by A+ ratings.
- A century-long commitment to trusted service.
- Personalized support from dedicated representatives.
- Easy access to quotes and policy management.
Start quoting with us today and discover why we’ve been a trusted name for over 100 years. Your protection is our priority, and we’re here to ensure you’re covered every step of the way.
Building Lasting Relationships with Our Policyholders
Building trust and fostering long-term relationships is at the heart of what we do. Our commitment to exceptional service is reflected in the genuine testimonials and consistently high Trustpilot reviews we receive. These reviews highlight the responsive and empathetic support we provide, ensuring every interaction leaves a positive impression.
Our policyholders are more than just customers—they’re advocates of the mutual insurance model. This approach ensures that every decision we make prioritizes their needs. Whether it’s through personalized service or quote phone easy options, we strive to make every step of the process seamless.
Real Testimonials and Trustpilot Reviews
Our policyholders’ voices matter. Here’s what they’re saying:
“The team went above and beyond to address my concerns. I felt valued and supported throughout the entire process.”
Another review highlights our commitment to excellence:
“From the first call to the final claim, the service was outstanding. I’m sure you’re in good hands with them.”
These testimonials showcase the trust and satisfaction our customers have in us. They also emphasize the importance of our mutual insurance model, which places policyholders at the center of everything we do.
Easy Ways to Connect with Us
We make it simple to get in touch. Whether you have questions or need assistance, our team is here to help. Here’s how you can reach us:
| Contact Method | Details |
|---|---|
| Phone Support | Call us anytime for quote phone easy assistance. |
| Online Chat | Connect with a representative instantly. |
| Send us a message for detailed inquiries. |
If you’re ready to give call support a try, our team is here to address your questions and ensure you feel supported. We’re committed to building lasting relationships that go beyond just policies.
Conclusion
At the heart of our mission is a commitment to safeguarding what matters most. With a legacy of trust and financial strength, we provide reliable solutions tailored to your needs. Whether it’s auto, home, or life protection, our offerings are designed to give you peace of mind.
Our advanced tools make it easy to ready start your journey. Simply enter zip online to retrieve a personalized quote. If something went wrong, our team is here to help, ensuring seamless support every step of the way.
From bundling options to innovative technology, we make managing your protection simple. With coverage whenever convenient, you can rest assured your home and assets are secure. Choose the home coverage right for you and experience the difference of a trusted partner.
Ready to take the next step? Enter zip today and discover how we can help protect what matters most. Let’s build a future you can feel confident about.